About

J Kruzel Insurance is an independent insurance agency focused on helping individuals and families make confident, informed decisions about their health and insurance coverage.

Medicare is at the heart of what we do. We help people approaching Medicare eligibility, as well as current Medicare beneficiaries, understand and compare their coverage options. Our Medicare services include Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans.

In addition to Medicare, J Kruzel Insurance offers individual and family health insurance, Marketplace coverage, and life insurance, providing clients with a trusted resource for their insurance needs at different stages of life.

As an independent agency, we work with a variety of leading insurance carriers rather than representing just one company. This allows us to focus on finding coverage based on each client's individual needs, including their doctors, prescriptions, healthcare priorities, budget, and preferred benefits.

Our commitment doesn't end when a policy is issued. We believe in serving our clients year after year, helping them understand their coverage, answering questions when they arise, reviewing changing needs, and providing ongoing support.

That commitment to personal service is reflected in the feedback we receive from our clients, including our 4.9-star rating on Google.

At J Kruzel Insurance, our goal is simple: make insurance easier to understand, provide honest guidance, and be a trusted resource our clients can turn to for years to come.

J Kruzel Insurance is a local, independent insurance agency specializing in Medicare and serving individuals and families throughout the Tampa Bay area.

Medicare is the primary focus of our agency. We help people who are turning 65, retiring, losing employer coverage, or already enrolled in Medicare understand their options and make confident decisions about their healthcare coverage. We offer Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D prescription drug plans from a variety of leading insurance carriers.

In addition to Medicare, J Kruzel Insurance helps individuals and families with health insurance, ACA Marketplace plans, and life insurance, providing personalized guidance based on each client's individual needs and budget.

As an independent agency, we are not limited to one insurance company. We compare coverage from multiple carriers and help our clients evaluate their options based on factors such as their doctors, prescriptions, healthcare needs, benefits, and overall costs.

Our relationship with our clients doesn't end when they enroll. We provide ongoing service and support, helping members understand their coverage, answer insurance questions, review changes, and reevaluate their options as their needs change.

J Kruzel Insurance has earned a 4.9-star rating on Google, reflecting our commitment to personal service, clear communication, and treating our clients the way we would want our own families to be treated.

Our goal is simple: make Medicare and health insurance easier to understand and be a trusted local resource our clients can rely on year after year.